Guide to Buying

Gareth Mills Estate Agents Carrickfergus

  • First step

    The first step is to establish your financial budget by speaking to a mortgage / financial advisor.
  • Finding the right property

    If you know the property criteria you are looking for then let us add you to our database so that we can keep you advised of any suitable properties we put on the market.
  • Arrange Viewings

    We will arrange viewings for any or our properties you feel may be of interest.
  • Making an offer

    We will record the details of your offer and offer conditions and advise the vendor of the property as soon as possible. We will then report back to you with a response and advice as quickly as possible.
  • Instruct a solicitor

    When the sale has been agreed by you, you will need to find a solicitor if you do not already have one. We can provide you with contact details for reputable solicitors who provide services in the area. It is important to instruct a solicitor quickly to assist in ensuring a smooth sale.
  • Offer Agreed / Conveyancing

    When we know which firm of solicitors you are using we will confirm the sale in writing (subject to contract) to them, to yourself and to the seller and their solicitors.
  • Mortgage Application Stage

    At this stage it is vital that you apply for your mortgage as soon as possible. This will assist is a smoother process.
  • Contract Stage

    When you have received your formal offer of mortgage contact your solicitor to find out if you can arrange to sign the contract to purchase the property. Your solicitor will adivse if they have received all documentation needed to let you proceed to this stage. You can also agree a more accurate completion date around this time.
  • Completion / Moving day

    Upon completion the monies are transferred from the purchaser's Solicitor to the vendor's Solicitor. The vendor's Solicitor will authorise completion to take place and you can collect the keys for your new home from our office. This usually takes place around 12.00 pm though this may vary.

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